QUALIFICATIONS OF THEAPPRAISER
                                             JOAN CULLEN (CONTINUED)

Boston Five Cents Savings Bank - Staff Appraiser (1983-1984) - Responsible for preparing appraisals of one to four family dwellings, condominiums, vacant land and small industrial buildings. Left Boston Five in August of 1984 to attend law school..

 Sanders & McDermott - Attorney (1987-1990) - Concentration in real estate.  Duties included reviewing titles, closing packages and conducting closings.  Prepared subdivisions and condominiums for registration as well as represented condominium associations and property owners regarding protective covenants, easements and related property rights; and conducted foreclosures.  Other areas of concentration included municipal, probate and bankruptcy law.

 Tyburski Appraisal Corporation - Commercial Real Estate Appraiser (1990 - present) Responsible for conducting appraisals of commercial properties including warehouses, research and development buildings, retail buildings, including shopping plazas, office buildings, condominium projects, subdivisions and commercial vacant land.  Special purpose properties include a waterfront restaurant and artist colony as well as an elderly housing project.  Purposes of the appraisals include lending, asset management, foreclosure and bankruptcy purposes. 

Independent Contractor - Currently serves as an independent contractor for ILS Advisory Group.

Membership 

New England Women in Real Estate (NEWIRE)
Massachusetts Bar Association
New Hampshire Bar Association

 Affiliations

 The Appraisal Institute - Candidate for the MAI Designation 

Licenses
Licensed Certified General Real Estate Appraiser, Commonwealth of Massachusetts, License #332.
Massachusetts Real Estate Broker